Joining Bravtech is easy. Simply fill out our contact form, and a dedicated account manager will guide you through the onboarding process.

Sarta Umbrella provides comprehensive payroll solutions, including PAYE, CIS, and Limited Company support for contractors and freelancers.

We offer flexible pay cycles, including same-day payments for eligible workers, so you can receive your pay as quickly as possible.

Yes, our secure online portal allows you to access payslips, tax documents, and other important information anytime, from anywhere.

At Bravtech, we prioritize compliance, reliability, and personalized support. Our team of experts and advanced technology ensure an efficient, hassle-free payroll experience.

Our fees are transparent and competitive, tailored to meet the needs of contractors and freelancers. Contact us to learn more about our pricing structure.

We stay updated on all relevant payroll and tax regulations, ensuring that your payments and documentation are fully compliant with UK law.

Yes, each client is assigned a dedicated account manager for personalized support, ready to assist with any payroll questions or needs.

Our services are flexible and can handle multiple contracts, ensuring you receive consistent, accurate pay across different assignments.

Absolutely. Our team will assist you in making a seamless transition to Bravtech, ensuring that your payroll remains uninterrupted.

IR35 is legislation introduced by the government in 2000 to ensure ‘disguised employees’ pay their fair share of tax. A temporary assignment is either inside IR35 or outside IR35, and it’s the end hirers' responsibility to make a fair and accurate determination.

Yes, payroll management companies are designed to ensure compliance with IR35 legislation, as they employ contractors directly and handle tax deductions accordingly. This reduces the risk of additional tax liabilities that contractors might face under IR35 regulations.

Your dedicated account manager is available to help answer any questions or clarify any details regarding your payslip.

Many payroll providers offer additional services, such as financial advice, IR35 assessments, and career development resources. These extras can be valuable, especially if you’re new to contracting or looking for guidance on tax planning.

If you choose to end your contract, most payroll management companies have straightforward exit policies. Check the terms of your agreement to understand any notice requirements or other end-of-service protocols.

An umbrella company typically receives payment from the client, deducts its fees and taxes, and pays the contractor through PAYE (Pay As You Earn) payroll. The contractor receives a payslip showing their earnings, taxes, and deductions. The client you work for pays the agency for your services. The agency will deduct fee for placing you with the client and pays the rest of the money (sometimes known as the assignment rate) to your umbrella company. This rate is different to the rate you get paid from the umbrella company, because of the additional costs for the umbrella company, which include: - a margin charge by the Umbrella for their services - employer National Insurance contributions - employer workplace pension contributions - holiday pay - other amounts to cover other specific costs, such as Apprenticeship Levy. The rate paid to the umbrella company by the agency will need to cover the costs of the employer National Insurance contributions. The umbrella company will use this money to pay employer contributions and not deduct the contributions from your gross pay. The sum is your gross taxable pay including holiday pay and before deductions. Your umbrella company might be involving you in a tax avoidance scheme if any of these amounts are labelled as non-taxable. The gross taxable pay is subject to employee NIC and income tax deductions. Additional payments like workplace pension contributions may also be deducted from the gross salary. The remaining amount constitutes your net pay – the amount you take home. Keep in mind that an umbrella company cannot deduct employer National Insurance contributions from your gross taxable pay. Contact your employer if you believe your employer’s National Insurance contributions or any additional deductions were deducted incorrectly from your pay. If you have any concerns about a pay slip from another umbrella provider your dedicated advisor will be happy to speak with you and can ask our specialist compliance team to check it for you and provide some basic advice on what to do to help you.

As the employer, umbrella companies must legally enrol employees into a pension scheme. Usually, umbrellas will have a preferred pension provider that they enrol employees into within 12 weeks. It’s no secret that most umbrella employees don’t like the idea of being opted into a pension. However, it is possible to opt out, but only once the first contribution has been made (but it can be reclaimed). A small selection of umbrella companies can help contractors with salary sacrifice for pensions. This allows employees to contribute a significant percentage of their salary to a private pension scheme tax-efficiently. If this is something you’re interested in, seek an umbrella that can assist with salary sacrifice and ask them for a take-home pay calculation.

An umbrella company offers sustained employment to contractors engaged in fixed-term assignments. Such companies serve as intermediaries between the contractor and their agency or end client. By engaging with an umbrella company, the contractor can maintain their employment status even after the completion of their contract or while seeking new assignments. Additionally, the contractor's employment contract remains valid even if they are working on multiple assignments simultaneously.

Many umbrella companies operate within the law in an ethical way and provide benefits to both the recruitment agency and the contractor. The umbrella company relieves the agency of responsibility for day-to-day financial administration including salary, expenses, tax and National Insurance.

Registration with an umbrella company is a reasonably thorough process. Still, it needs to be for the umbrella to register you legitimately and to be able to process your payroll legally. Usually, you will need to undergo the following stages of registration before you can officially become an employee of an umbrella company (and be paid compliantly): - Request a take home pay calculation to gauge your likely pay retention should you join the umbrella. - If you want to register with an umbrella, you can usually do so over the phone or by completing an online registration form. You will be required to share several pieces of personal information including name, address, date of birth, NI number, bank information, assignment details, and more. - Once you have completed the initial registration process, you will need to provide the umbrella company with proof of your identity and Right to Work (RTW) in the UK. - The umbrella company, as your employer, will send you a Contract of Employment and you will need to read it thoroughly. Only once you have read the entire document and you’re satisfied with its content should you sign and return it. You will also need to provide your umbrella with a P45 document, or a Starter Checklist for PAYE. - When you’ve signed and returned the Contractor of Employment, you will need to understand the processes involved for you to be paid on time (e.g. uploading timesheets etc.). At this stage, registration is complete and you will be an employee of the umbrella.

No joining or leaving fees: None of our umbrella’s charge you when you join or leave, just when you use their services. - Simple sign up: digital sign forms delivered to your inbox instantly so that you can start your next assignment without delay. - Time saving: Signing up with the right umbrella will save you time, paperwork, and work seamlessly with your agency. - Inclusive insurance: All your insurance needs covered. Employers liability, public liability and professional indemnity. - Dedicated account managers: A friendly professional who understands exactly what you need, and only one call away. - Same day payments: No delay in the transfer of funds from your agency to the umbrella, then paid into your bank account on the same day. - Secure online portal: Access your contracting information when you need it through our intuitive portal HMRC compliant and accredited: Peace of mind that you are working with a compliant umbrella company.

The main advantage of working through an umbrella company is convenience. It is a quick and straightforward process to set up, provided that you can provide the necessary paperwork to prove your eligibility to work in the UK. Additionally, working through an umbrella company typically involves less administrative work, responsibility, and cost compared to having your own limited company. The umbrella company manages all aspects of payment administration on your behalf. You can also benefit from being employed, which includes receiving statutory payments if you are unable to work and the option to enrol in a workplace pension to save for your retirement.

Certain umbrella companies have formed associations to promote themselves as accredited providers. While we collaborate with some of these companies, Exel Consultancy also conduct our own supplementary vetting to guarantee that your funds are secure.